Annuities

Your Portfolio’s "Sure Thing!"
What works better for you? Through our Single Premium Annuity, you make one payment and select the age you begin receiving benefits.
Through our Flexible Premium Annuity, you make periodic payments of as much as you want, for as long as you want.
Your principal is safe, and you’re guaranteed never to earn less than 3.0% on your money. Current rates are 3.5% in the United States and Canada for payments received prior to September 1, 2004. This rate is guaranteed through June 30, 2005.

• Permanent Plans - Policy lasts as long as you live, premium stays the same.
• Term Plans - Policy ends at end of specified term: renewable or convertible.
• Annuities - Provides an income that is guaranteed for life.
  
• Long Term Care - Provides funds for long-term, out-of-hospital care.